Calculate and improve your credit score

Credit score 4

What makes up your credit score? What can impact on your credit score? How do you take steps to improve it?

Financial organisations, lenders and utility companies usually use credit scores to determine if credit applications will be approved.

Sainsbury’s Bank has answered these questions and more in its visual guide to credit scores below, which contains helpful tips on understanding your credit score and how to manage it.

Sainsbury’s Bank Guide to Credit Scores

For more advice on credit scores and a range of other financial and lifestyle matters, visit