Check your budget
In tandem with looking for your perfect home, you’ll need to find out what you can afford to buy. To buy a home, it’s likely that you’ll need a mortgage. To find out your mortgage affordability, we recommend that you speak to one of our recommended new build specialist, independent financial advisors.
Your financial advisor will calculate what you can borrow considering your annual salary, how much deposit you’ve got, your monthly outgoings and your credit score.
They’ll also look at different mortgage terms, which means the period of time that you’ll repay your mortgage over. The longer the period, the more likely your monthly mortgage repayment reduces.